ABOUT MERITAS
We strive to help you do everything possible to make your life’s journey a successful one.
Our Mission and Philosophy
Our Mission
To guide you along a secure and rewarding path toward realizing your financial goals and personal dreams. By understanding your values, we create a strong partnership and build trust that endures over time. Learn more
Our Investment Philosophy
We customize and manage tax-efficient portfolios. We strive to optimize portfolios for greatest return balanced with consideration for desired level of risk. We seek to minimize unnecessary risk through coordinated diversification. We maintain portfolio allocation through systematic rebalancing. We apply disciplined portfolio management. We utilize low-cost institutional class investments.
Fee Only Service and Fiduciary
Fee-Only Services
We are fee-only so we can focus on you. We do not accept any referral fees or commissions from other companies. Under this arrangement you are assured that our advice is impartial and in your best interests. Learn more
Fiduciary
We are regulated by the Securities and Exchange Commission (SEC) as a Registered Investment Advisor. As such, we are a Fiduciary and legally obligated to place your interests first in all aspects of wealth management.
Our Network and Culture
Our Network
Our team has more than 90 years of combined experience working within the financial and business communities of the Bay Area. Our financial advisors have a well-developed network of supportive services and professionals to assist you.
Our Culture
We don’t just strive for work-life blend, we live it and champion for it. We welcome everyone’s contributions – big or small. In the same mindset of helping our clients, we place importance on educating and guiding our team members while inspiring them to live their ideal life.
Our Fees
We charge a fee based on the total assets in your account. This fee, which is payable quarterly in advance, is calculated from sliding fee schedules with an annual rate of:
| Annual Advisory Fee | Portfolio Value ** | Fee as a Percent of Portfolio Value |
|---|---|---|
| FIRST | $2,000,000 | 1.00 Percent |
| NEXT | $3,000,000 | .75 Percent |
| NEXT | $5,000,000 | .50 Percent |
| AMOUNT OVER | $10,000,000 | .40 Percent |
Our fee does not include (and you will pay separately) any applicable charges imposed by custodians, brokers and other third parties such as brokerage commissions, transaction fees, custodial fees, wire transfer and electronic fund fees, and other fees and taxes on your account and on the securities transactions in your account. Money market funds, mutual funds, and ETFs also charge their own internal management fees.
Fees for financial planning services are separate from our investment advisory service. They are billed based on hourly and fixed fee arrangements. Fixed fee arrangements typically total between $4,000 and $7,000 for a comprehensive financial plan. Hourly planning ranges between $175 – $350/hr. depending on the personnel we deem necessary to complete the client’s project(s).
Our Philosophy
Without exception, we strive to meet the fiduciary standard. You come first. We customize and manage tax-efficient portfolios. We strive to optimize portfolios for greatest return balanced with consideration for desired level of risk. We seek to minimize unnecessary risk through coordinated diversification. We maintain portfolio allocation through systematic rebalancing. We apply disciplined portfolio management. We utilize low-cost institutional class investments.
Our Mission
Integral to our mission is our commitment to placing your interests ahead of our own. You can rest secure in the knowledge that any advice we give you is objective and given with your best interests in mind. Without exception, we strive to meet the fiduciary standard. You come first.