WHAT DOES MERITAS WEALTH MANAGEMENT, LLC (MERITAS) DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
- Social Security Number, and financial information
- Investment holdings, investment experience and account transactions
- Financial goals and financial history
When you are no longer our client, we continue to share your information as described in this notice.
How?
| Reasons we can share your personal information | Does Meritas share? | Can you limit this sharing? | |
|---|---|---|---|
| For our everyday business pruposes - such as to process your transations, maintain your account(s), respond to court orders and legal investigations | Yes | NO | |
| For our marketing pruposes - to offer our products and services to you | Yes | NO | |
| For joint marketing with other financial companies | No | We Don't Share | |
| For our affiliates everyday business pruposes - information about your transatcions and experiences | Yes | Yes | |
| For our affiliates everyday business purposes - information about your creditworthiness | No | We Don't Share | |
| For nonaffiliates to market to you | No | We Don't Share |
To limit our sharing
To limit our sharing with Enspire Wealth Management (“Enspire”) call us at (415) 300-4560 or email Alyx@MeritasWealth.com
Questions?
Call (415) 300-4560 or email Alyx@MeritasWealth.com
Who We Are
Who is providing this notice?
What We Do
How does Meritas protect my personal information?
How does Meritas collect my personal information?
- When you open an account or transfer assets to us
- Seek financial or advice about your investments
- Provide account statements or other documents to
us - Complete securities transactions
- Make deposits or withdrawals from your account
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business –
information about your creditworthiness - Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
(State laws and individual companies may give you additional rights to limit sharing) - California regulations require an affirmative opt-in before information can be shared with non-affiliated third parties; an opt-out for sharing amongst affiliates; and a self-addressed envelope with prepaid postage if there are not at least two free ways to respond (e.g., toll-free telephone or website)
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
- Enspire Wealth Management, LLC
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates we share with can include account custodians and other financial services companies providing services on your behalf
Affiliates
- Meritas does not have any such agreements in place
Other Important Information
Applies only to clients transferring to Enspire Wealth Management (“Enspire”): Meritas will share historical client information, including investment statements, emails, tax documents, and other information in the client with Enspire only for those clients who choose to transfer their advisory relationship from Meritas to Enspire. Clients who transfer to Enspire but do not want Meritas to share information can opt out of this sharing by calling (415) 300-4560 or by emailing Alyx@MeritasWealth.com. Clients who transfer to Enspire but limit our sharing will need to independently transfer relevant historical information to Enspire.