Services and Fees
Our Services
Initial Financial Plan
- Goal setting
- Net worth statement
- Cash flow planning and savings targets
- Retirement planning
- Employee benefits review
- Estate plan review
- Insurance analysis – life, disability, long-term care, property & casualty
- Education funding analysis
- Action plan with recommendations
Investment Management Services
- Evidence-based investment approach
- Personalized investment plan
- Asset location strategy
- Disciplined rebalancing
- Tax loss harvesting
- Quarterly performance reporting
Ongoing Financial Planning Services (included in ongoing asset management fee)
- Equity compensation planning
- Real estate purchase, refinance, and sale analysis – personal residence and rental
- Charitable giving
- Tax planning and projections
- Safe withdrawal policy
- Financial plan updates with major life changes and decisions
- Annual meetings to review progress and performance
Our Fees
Initial Financial Plan: $4,000 – $7,000 (separate from investment management and ongoing services)
Ongoing Investment Management and Financial Planning Services:
- 1% per year on the first $2,000,000
- 0.75% per year on the next $3,000,000
- 0.45% per year on the next $5,000,000
- 0.40% per year for amounts over $10,000,000
Minimum annual fee: $10,000