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Meritas Wealth Management

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We work with executives, small business owners, and professionals who want a clear path toward their financial goals.

Whether you’re managing equity compensation, building wealth on a delayed timeline, or running a business that doubles as your biggest asset, we help you connect the dots and know what to do next.

Who We Serve

Executives

From equity grants to deferred compensation, we help you navigate complex decisions, maximize opportunities, and build lasting confidence in your financial future.

Small Business Owners

Reinvesting for growth, managing cash flow, maximizing tax deductions, and planning for retirement.

Professionals

Retirement planning, investment management, and achieving your financial goals.

Executives

How We Help

  • Strategic tax planning around equity compensation. ​

We model exercise scenarios, tax implications, and concentrated position strategies so you understand your choices well before deadlines hit.

  • Coordination across your complete financial picture.

Your equity compensation doesn’t exist on its own. We connect it to your retirement goals, estate plan, and cash flow so every piece works together.

  • Decision support that respects your time.

You don’t need a meeting for every question. We’re accessible when you need us, proactive when deadlines approach, and direct about trade-offs.

  • Follow-through, not just advice.

We coordinate with your CPA and attorney, handle the details, and make sure nothing gets missed.

What Success Looks Like

  • You understand the strategy behind every major financial decision
  • Equity deadlines never catch you off guard
  • Your concentrated position has a real diversification plan
  • You have room to focus on your career and your life, not your portfolio

Small Business Owners

How We Help

  • Untangling personal and business finances. ​

We help you build a plan that accounts for variable income, so your personal goals aren’t held hostage by your business’s cash flow.

  • Retirement planning without an employer plan.​

We help you choose and set up the right retirement structure for your business, whether that’s a SEP IRA, Solo 401(k), or something else entirely.​

  • Succession and exit planning.

Whether you’re planning to sell, pass the business to family, or aren’t sure yet, we help you understand what your business needs to be worth and how the timeline affects your broader plan.

  • Tax strategy that reflects how your business actually runs.

We coordinate with your CPA to ensure your entity structure, retirement contributions, and personal planning work together, not against each other.

  • Proactive communication.

We don’t wait for you to remember to call us. Tax law changes, market shifts, life transitions – we reach out when something affects your plan.

What Success Looks Like

  • Your personal financial plan doesn't depend on your business having a good month
  • You have a retirement strategy, even without an employer setting one up for you
  • You know what your business needs to be worth for the exit or transition you want
  • Your business and personal finances are coordinated, not competing

Professionals

How We Help

  • Planning built for a compressed timeline.

We create a strategy that accounts for your later start, so you can build wealth efficiently instead of trying to make up for lost time all at once.

  • Guidance for non-W-2 income.

Whether you’re a partner, a practice owner, or picking up 1099 work, we help you structure income, retirement contributions, and taxes in a way that actually reflects how you get paid.

  • Debt and cash flow strategy.

We help you weigh paying down student loans against investing and saving, so you know which moves matter most right now.

  • Coordination with your practice decisions.

Buying into a practice, negotiating a contract, or considering a move? We help you see the financial implications clearly before you decide.

What Success Looks Like

  • You have a savings strategy that fits your actual timeline, not a generic one
  • Your income, however it's structured, is working as efficiently as possible
  • You know how debt repayment and investing fit together
  • Practice and career decisions come with a clear financial picture attached
Schedule a Conversation

What matters most is finding a financial partner who takes the time to understand your situation, explains your options clearly, and helps you move forward with confidence.

Not Sure Where You Fit?

Let’s have a conversation about where you are and where you want to go. We’ll help you figure out the rest.