NEWSLETTER
We’re proud to congratulate our Resident Associate, Cesar Sandoval, on passing the CERTIFIED FINANCIAL PLANNER® (CFP®) Exam!
Earning the CFP® certification is a significant accomplishment and reflects a strong commitment to the highest standards of financial planning, professionalism, and client service. Passing the CFP® Exam is the second step in earning the CFP® certification (the first was successful completion of coursework through a CFP® Board Registered Program which he accomplished with his undergraduate degree). The final step is completion of financial planning experience which he has gained in his three years at Meritas. Now that he has passed the exam, he can apply for CFP® certification. We expect to be able to announce that achievement in our next newsletter.
Cesar’s dedication to achieving this milestone is a testament to the hard work, discipline, and care he brings to both our clients and our team every day.
Please join us in congratulating Cesar on passing the exam!
Many of us spend our lives trying to please others and pursuing goals that others have set for us. Instead, the authors of Invest in Yourself: Six Secrets to a Rich Life describe the self-designed life as a conscious choice. In addition, they wholeheartedly recommend setting the bar high, “no matter what you are aiming for in life.”
“…invest your time and energy getting what you want and doing what you believe in—not wasting them on things you don’t really want, but think you should have.”
Marc Eisenson, Gerri Detweiler, and Nancy Castleman
Therefore, the first step to taking charge of your life is clarifying your values and priorities. The reason this exercise in self-reflection is so powerful is because identifying what is most important to you will increase your self-understanding and strengthen your sense of autonomy. An excellent resource to help you in this process is Values Clarification by Sidney Simon, Leland Howe, and Howard Kirschenbaum:
“An important question to ask in the search for values is ‘Am I really getting what I want out of life?’ When we simply settle for whatever comes our way, rather than pursuing our own goals, we probably are not living a life based upon our own freely chosen values. We usually end up feeling that our life is not very meaningful or satisfying. However, before we can go about building the good life, we must know what it is we value and want. “
In addition, focusing on what is most important to you will keep you on track to reaching your goals when making both the big and little decisions in life. We all have multiple and often conflicting demands on our time, energy, and financial resources. The right course of action is not always clear unless we view our options in the context of our own values and priorities.
In Smart Talk for Achieving Your Potential, Lou Tice described this truth in the following way:
“If you don’t have a hierarchy of values, if you don’t have priorities already in your mind, you don’t know how to make your choices or how to control your reactions.”
In conclusion, it is essential to keep in mind that the essence of an emancipated life is the freedom and ability to live in such a way as to support your values and priorities. As you purposefully and progressively “make room” in your life for what is meaningful to you, the degree of happiness and fulfillment you experience will grow and multiply.
Reprinted by permission of Money Quotient, Inc.

Jackie Remar was named a 2026 "Best Financial Advisor in Marin County" by the Pacific Sun. This award was presented on August 12, 2026 based on the period June 2026 thereafter. Selection based on The Pacific Sun's own selection process, which may include reader input and editorial judgment. Adviser did not pay to be considered for or receive this award; any fees relate only to using the award in advertising.
We’re excited to share that Jackie Remar, CFP®, has been named Best Financial Advisor in Pacific Sun Magazine’s 2026 Best of Marin Awards. This recognition reflects the trust Jackie has built with her clients and the thoughtful, personalized approach she brings to every relationship. Please join us in congratulating Jackie on this well deserved honor.
This summer we were delighted to host our very first summer intern, Lizzy Stanley. Lizzy is a rising junior at the University of California at Santa Barbara, majoring in Financial Mathematics & Statistics. She spent the summer learning from our team, assisting with projects, and getting to see true financial planning in action. Lizzy has been such a great addition to Meritas the last few weeks and we know she will go on to do amazing things in this profession!
Cristi Tanner, CFP® and
Summer Intern Lizzy Stanley
Meritas is proud to participate in this year’s Walk to End Alzheimer’s and invites you to join the Meritas Team.
To support this important cause, Meritas will donate $100 for every employee, family member, and friend who joins our team. We would be honored to have you walk with us as we come together to raise awareness, honor those affected by Alzheimer’s disease, and help advance the fight for a cure.
After the walk, join us at a local beer garden for food, drinks, and great company.
For more information and to register, please visit: http://act.alz.org/goto/teammeritas
Bring your family and friends and join the Meritas Team. We look forward to walking with you!
Join us for an informative and engaging event focused on cyber security awareness.
More details coming soon!

For 86 years, Ives Pool has been a gathering place for the Sebastopol community — a spot where kids learn
to swim, neighbors stay active together, and lifelong friendships take shape one lap at a time. From aqua aerobics and lap swimming to swim team, and even
underwater hockey, Ives Pool serves people of every age and ability throughout our community.
This year, Meritas Wealth Management is proud to sponsor Ives Pool as part of our ongoing commitment to the neighborhoods where our clients and team live and work. With over 200 client households across Sonoma and Marin Counties, we believe that building strong financial futures goes hand in hand with investing in the places we call home. Stop by and say hello — you might just find one of us poolside.
Life is full of changes, and it’s easy to overlook updating important account information along the way.
If you’ve recently moved, changed your phone number, or updated your email address, please let our office know. We’re happy to help update your information with Schwab so you continue receiving important account communications, statements, tax documents, and other notifications.
If you have access to Schwab Alliance, you may also update certain contact information directly through your online account.
Keeping your contact information current helps avoid missed communications and potential account restrictions that can occur when mail is returned as undeliverable.
As always, if you have any questions or need assistance, we’re here to help. Just give us a call or send us an email.
Members of the Meritas team enjoyed sharing wine with
some clients at our summer in-house winetasting. If you’d
like to attend a future winetasting, let Lynn know.
Here’s the Meritas Team on a lunch break during our quarterly strategy session. The off-site meeting was held at nearby Pond Farm Brewing Company.
In July the Meritas team had the opportunity of a private tour of the Marin County Civic Center. This iconic structure was Frank Lloyd Wright’s largest public project and was also his last commission.
We enjoyed learning about the renowned architect and the conception and realization of his design for Marin County. You can find
information about tours here.